P&C Program Updates

Tattoo & Body Piercing Artist Insurance Program

The PIU Commercial P&C department would like to introduce its exciting & extremely comprehensive tattoo parlor & piercing program. The General Liability includes many options with limits up to $1,000,000/$3,000,000, Professional Liability for Tattoo Artists & Body Piercers, Premises liability, Products & Completed Operations, Personal & Advertising Injury, plus Medical Payments.  There is also coverage for damages caused by Infectious Disease Transmittal.  This coverage is unique to the industry.  Property coverage is available through this program with many key coverage extensions available.  Umbrella Liability and many many other coverages and options are available.  Click below to learn more.

Premiums as low as $500.00!

Click to learn more



Commercial Excess Liability

PIU is excited to announce the release of our new standalone Commercial Excess Liability product through Capitol Specialty. This will allow you to write a monoline umbrella over other insurance carriers' underlying coverage.  Our Commercial Excess Liability policy is designed to complement your small to medium-sized light E&S accounts. We have Excess Policy Limits of $5,000,000 Occurrence / $5,000,000 Aggregate over $1,000,000 underlying occurrence limit. When coverage is provided over a Capitol underlying policy the maximum limit between the underlying and excess policy is $6,000,000