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Commercial P&C

PIU can offer a variety of coverage options for your risks. Click on the boxes below to explore Commercial P&C options in your state.

Commercial P&C

Alaska | Contractors

Capitol Indemnity/Capitol Specialty
Rated A+ (admitted), Rated A+ (non-admitted)

Northland Casualty/Northfield Ins. Co.
Rated A+ (admitted), Rated A+ (non-admitted)

National Fire & Marine Insurance
Rated A++ (non-admitted)

General Information
PIU would like to help you get your contractors the insurance coverage they need. We have several markets in which to place contractors and a few classes that we are especially competitive in.

General Contractors:
We have an excellent program doing no more than 14 homes in any one development, new construction residential multi-family is 3 units or less, as well as Job Supervisors and Paper Contractors.

Remodelers:
We have a very competitive program for remodeling which also includes additions.

Artisan Contractors:
From landscaping to framing, most classes are available and competitive! These include roofing, siding and even some harder classes. Up to 14 home/units in any development, new construction on multi-family is 3 units or less, with a few of our most competitive artisan classes like pressure washers, landscapers, tree trimmers, tile/floor covering, handyman, and framing.

Capitol Indemnity/Capitol Specialty |
Program Highlights
Our small to mid-sized contractor classes can be written as admitted or non-admitted.

Northland Casualty, Northfield Insurance Company |
Program Highlights
Northland Casualty is our primary carrier for contractors, however, we are restricted to 14 homes and up to 3 unit multi-family homes.

National Fire & Marine Insurance |
Program Highlights
This is our least restrictive carrier, will consider tract homes, large builders, and most other construction risks at a $5,000 minimum premium.

Commercial P&C

Alaska | General Liability

Capitol Indemnity/Capitol Specialty
Rated A+ (admitted), Rated A+ (non-admitted)

Northland Casualty/Northfield Ins. Co.
Rated A+ (admitted), Rated A+ (non-admitted)

National Fire & Marine Insurance
Rated A++ (non-admitted)

General Information
PIU offers coverage for a wide range of risks.

Capitol Indemnity/Capitol Specialty | Program Highlights
CapSpecialty’s small to mid-sized commercial business focuses on specialty Property and Casualty insurance products tailored to the needs of our insureds. Our products are available on both an admitted and non-admitted basis to specialty insurance agents. Key industries of focus include Child Care, Restaurants & Taverns, Beauty, Barber and Spas and a wide range of Contractor specialties.

Northland Casualty, Northfield Insurance Company |
Program Highlights
• Adult day care
• Alcohol & drug programs
• Amusement centers
• Artisan/trade contractors
• Auto service & repair
• Bakeries
• Beauty parlors/barber shops
• Builders risk
• Child day care centers
• Churches/other house of worship
• Clubs
• Companion care
• Contractors equipment rental
• Convenience stores
• Counseling services
• Demolition contractors
• Detective & private investigators
• Elevator inspection service & repair
• Excavation – Grading of land
• Flea markets
• Funeral directors
• Garbage/Refuse haulers
• Gas/Service stations
• General contractors – Residential home builders
• Haunted houses
• Health care providers
• Health & exercise clubs
• Homeless shelters/Soup kitchens/Missions
• Homeowners associations
• Hotels/motels
• Hunting, fishing & shooting clubs/preserves
• Janitorial services
• Landscape gardening
• Lawn care
• Lessor’s risk
• Manufacturers
• Medical equipment stores & rental
• Medical offices
• Mercantile/Retail stores
• Mobile home parks
• Office risks
• Outfitters and guides
• Package/retail stores
• Party & event planners
• Pawnshops
• Pest control/exterminator services
• Pet groomers, boarders & trainers
• Pool & spa servicing contractors
• Power washers
• Real estate property managed
• Restaurants, bars & taverns
• Roofing contractors
• Shelters rehab
• Shooting ranges
• Special events
• Specialty training
• Sports camps/Leagues/Events
• Sports instructors
• Street vendors & kiosks
• Tanning salons
• Temporary employment agencies
• Tree trimmers
• Truckers
• Vacant buildings
• Vacant land/land leased to others
• Warehouses
• Watercraft
• Water hazards
• Welding

Commercial P&C

Alaska | Professional Liability

Capitol Specialty
Rated A (non-admitted)

General Information
PIU offers a variety of coverage options for your risks!

Capitol Specialty | Program Highlights
CapSpecialty Professional Liability professionals focus on Lawyers, Insurance Agents and Companies, Media Companies, Technology Companies and other people or firms that provide professional services.

Commercial P&C

Idaho | Contractors

Capitol Indemnity/Capitol Specialty
Rated A+ (admitted), Rated A+ (non-admitted)

Northland Casualty/Northfield Ins. Co.
Rated A+ (admitted), Rated A+ (non-admitted)

National Fire & Marine Insurance
Rated A++ (non-admitted)

General Information
PIU would like to help you get your contractors the insurance coverage they need. We have several markets in which to place contractors and a few classes that we are especially competitive in.

General Contractors:
We have an excellent program doing no more than 14 homes in any one development, new construction residential multi-family is 3 units or less, as well as Job Supervisors and Paper Contractors.

Remodelers:
We have a very competitive program for remodeling which also includes additions.

Artisan Contractors:
From landscaping to framing, most classes are available and competitive! These include roofing, siding and even some harder classes. Up to 14 home/units in any development, new construction on multi-family is 3 units or less, with a few of our most competitive artisan classes like pressure washers, landscapers, tree trimmers, tile/floor covering, handyman, and framing.

Capitol Indemnity/Capitol Specialty |
Program Highlights
Our small to mid-sized contractor classes can be written as admitted or non-admitted.

Northland Casualty, Northfield Insurance Company |
Program Highlights
Northland Casualty is our primary carrier for contractors, however, we are restricted to 14 homes and up to 3 unit multi-family homes.

National Fire & Marine Insurance |
Program Highlights
This is our least restrictive carrier, will consider tract homes, large builders, and most other construction risks at a $5,000 minimum premium.

Commercial P&C

Idaho | General Liability

Capitol Indemnity/Capitol Specialty
Rated A+ (admitted), Rated A+ (non-admitted)

Northfield Insurance Company
Rated A+ (non-admitted)

National Fire & Marine Insurance
Rated A++ (non-admitted)

General Information
• Amusement centers
• Beauty parlors/barber shops
• Builders risk
• Child day care centers
• Churches/other house of worship
• Clubs
• Convenience stores
• Detective & private investigators
• Flea markets
• Funeral directors
• Gas/Service stations
• Haunted houses
• Health & exercise clubs
• Homeless shelters/Soup kitchens/Missions
• Homeowners associations
• Hotels/motels
• Hunting, fishing & shooting clubs/preserves
• Lessor’s risk
• Manufacturers
• Mercantile/Retail stores
• Mobile home parks
• Office risks
• Outfitters and guides
• Package/retail stores
• Party & event planners
• Pawnshops
• Pest control/exterminator services
• Pet groomers, boarders & trainers
• Pool & spa servicing contractors
• Real estate property managed
• Restaurants, bars & taverns
• Shelters rehab
• Shooting ranges
• Special events
• Specialty training
• Sports camps/Leagues/Events
• Sports instructors
• Street vendors & kiosks
• Tanning salons
• Temporary employment agencies
• Truckers (GL)
• Vacant buildings
• Vacant land/land leased to others
• Warehouses
• Watercraft
• Water hazards

Capitol Indemnity/Capitol Specialty |
Program Highlights
CapSpecialty’s small to mid-sized commercial business focuses on specialty Property and Casualty insurance products tailored to the needs of our insureds. Our products are available on both an admitted and non-admitted basis to specialty insurance agents. Key industries of focus include Child Care, Restaurants & Taverns, Beauty, Barber and Spas and a wide range of Contractor specialties.

Northfield Insurance Company | Program Highlights
Northfield offers A Rated Non-Admitted paper for the specialty risks noted above and more.

National Fire & Marine Insurance | Program Highlights
National Fire & Marine will consider the hardest to place risks at a $5,000 minimum premium.

Commercial P&C

Idaho | Professionalal Liability

Capitol Specialty
Rated A (non-admitted)

General Information
PIU offers a variety of coverage options for your risks!

Capitol Specialty | Program Highlights
CapSpecialty Professional Liability professionals focus on Lawyers, Insurance Agents and Companies, Media Companies, Technology Companies and other people or firms that provide professional services.

Commercial P&C

Oregon | Contractors

Capitol Indemnity/Capitol Specialty
Rated A+ (admitted), Rated A+ (non-admitted)

Northfield Insurance Company
Rated A+ (non-admitted)

National Fire & Marine Insurance
Rated A++ (non-admitted)

Ategrity Insurance

General Information
PIU would like to help you get your contractors the insurance coverage they need. We have several markets in which to place contractors and a few classes that we are especially competitive in.

General Contractors:
We have an excellent program for small home builders, “Think Custom Homes,” as well as Job Supervisors and Paper Contractors.

Remodelers:
We have a very competitive program for remodeling which also includes additions.

Artisan Contractors:
From landscaping to framing, most classes are available and competitive! These include roofing, siding and even some harder classes including windows, doors, & siding. New construction on multi-family is acceptable. Our most competitive artisan classes like pressure washers, landscapers, tree trimmers, tile/floor covering, handyman, and framing.

Capitol Indemnity/Capitol Specialty |
Program Highlights
Our small to mid-sized contractor classes can be written as admitted or non-admitted.

Northfield Insurance Company | Program Highlights
Northfield is our primary carrier for contractors, however, we are restricted to 14 homes and up to 3 unit multi-family homes.

National Fire & Marine Insurance | Program Highlights
This is our least restrictive carrier that will consider tract homes, large builders, and most other construction risks. At a $5,000 minimum premium.

Commercial P&C

Oregon | General Liability

Capitol Indemnity/Capitol Specialty
Rated A+ (admitted), Rated A+ (non-admitted)

Northfield Insurance Company
Rated A+ (non-admitted)

National Fire & Marine Insurance
Rated A++ (non-admitted)

Ategrity Insurance

General Information
• Amusement centers
• Beauty parlors/barber shops
• Builders risk
• Child day care centers
• Churches/other house of worship
• Clubs
• Convenience stores
• Detective & private investigators
• Flea markets
• Funeral directors
• Gas/Service stations
• Haunted houses
• Health & exercise clubs
• Homeless shelters/Soup kitchens/Missions
• Homeowners associations
• Hotels/motels
• Hunting, fishing & shooting clubs/preserves
• Lessor’s risk
• Manufacturers
• Mercantile/Retail stores
• Mobile home parks
• Office risks
• Outfitters and guides
• Package/retail stores
• Party & event planners
• Pawn shops
• Pest control/exterminator services
• Pet groomers, boarders & trainers
• Pool & spa servicing contractors
• Real estate property managed
• Restaurants, bars & taverns
• Shelters rehab
• Shooting ranges
• Special events
• Specialty training
• Sports camps/Leagues/Events
• Sports instructors
• Street vendors & kiosks
• Tanning salons
• Temporary employment agencies
• Truckers (GL)
• Vacant buildings
• Vacant land/land leased to others
• Warehouses
• Watercraft
• Water hazards

Capitol Indemnity/Capitol Specialty |
Program Highlights
CapSpecialty’s small to mid-sized commercial business focuses on specialty Property and Casualty insurance products tailored to the needs of our insureds. Our products are available on both an admitted and non-admitted basis to specialty insurance agents. Key industries of focus include Child Care, Restaurants & Taverns, Beauty, Barber and Spas and a wide range of Contractor specialties.

Northfield Insurance Company |
Program Highlights
Northfield offers A Rated Non-Admitted paper for the specialty risks noted above and more.

National Fire & Marine Insurance |
Program Highlights
National Fire & Marine will consider the hardest to place risks at a $5,000 minimum premium.

Commercial P&C

Oregon | Professional Liability

Capitol Specialty
Rated A (non-admitted)

General Information
PIU offers a variety of coverage options for your risks!

Capitol Specialty | Program Highlights
CapSpecialty Professional Liability professionals focus on Lawyers, Insurance Agents and Companies, Media Companies, Technology Companies and other people or firms that provide professional services.

Commercial P&C

Washington | Contractors

Capitol Indemnity/Capitol Specialty
Rated A (admitted), Rated A (non-admitted)

Northfield Insurance Company
Rated A (non-admitted)

Ategrity Insurance

General Information
PIU would like to help you get your contractors the insurance coverage they need. We have several markets in which to place contractors and a few classes that we are especially competitive in.

General Contractors:
We have an excellent program doing no more than 14 homes in any one development, new construction residential multi-family is 3 units or less, as well as Job Supervisors and Paper Contractors.

Remodelers:
We have a very competitive program for remodeling which also includes additions.

Artisan Contractors:
From landscaping to framing, most classes are available and competitive! These include roofing, siding and even some harder classes. Up to 14 home/units in any development, new construction on multi-family is 3 units or less, with a few of our most competitive artisan classes like pressure washers, landscapers, tree trimmers, tile/floor covering, handyman, and framing.

Capitol Indemnity/Capitol Specialty | Program Highlights
Our small to mid-sized contractor classes can be written as admitted or non-admitted.

Northfield Insurance Company | Program Highlights
Northfield is our primary carrier for contractors, however, we are restricted to 14 homes and up to 3 unit multi-family homes.

Commercial P&C

Washington | General Liability

Capitol Indemnity/Capitol Specialty
Rated A+ (admitted), Rated A+ (non-admitted)

Northfield Insurance Company
Rated A+ (non-admitted)

National Fire & Marine Insurance
Rated A++ (non-admitted)

Ategrity Insurance

General Information
• Amusement centers
• Beauty parlors/barber shops
• Builders risk
• Child day care centers
• Churches/other house of worship
• Clubs
• Convenience stores
• Detective & private investigators
• Flea markets
• Funeral directors
• Gas/Service stations
• Haunted houses
• Health & exercise clubs
• Homeless shelters/Soup kitchens/Missions
• Homeowners associations
• Hotels/motels
• Hunting, fishing & shooting clubs/preserves
• Lessor’s risk
• Manufacturers
• Mercantile/Retail stores
• Mobile home parks
• Office risks
• Outfitters and guides
• Package/retail stores
• Party & event planners
• Pawn shops
• Pest control/exterminator services
• Pet groomers, boarders & trainers
• Pool & spa servicing contractors
• Real estate property managed
• Restaurants, bars & taverns
• Shelters rehab
• Shooting ranges
• Special events
• Specialty training
• Sports camps/Leagues/Events
• Sports instructors
• Street vendors & kiosks
• Tanning salons
• Temporary employment agencies
• Truckers (GL)
• Vacant buildings
• Vacant land/land leased to others
• Warehouses
• Watercraft
• Water hazards

Capitol Indemnity/Capitol Specialty |
Program Highlights
CapSpecialty’s small to mid-sized commercial business focuses on specialty Property and Casualty insurance products tailored to the needs of our insureds. Our products are available on both an admitted and non-admitted basis to specialty insurance agents. Key industries of focus include Child Care, Restaurants & Taverns, Beauty, Barber and Spas and a wide range of Contractor specialties.

Northfield Insurance Company |
Program Highlights
Northfield offers A Rated Non-Admitted paper for the specialty risks noted above and more.

National Fire & Marine Insurance |
Program Highlights
National Fire & Marine will consider the hardest to place risks at a $5,000 minimum premium.

Commercial P&C

Washington | Professional Liability

Capitol Specialty
Rated A (non-admitted)

General Information
PIU offers a variety of coverage options for your risks!

Capitol Specialty | Program Highlights
CapSpecialty Professional Liability professionals focus on Lawyers, Insurance Agents and Companies, Media Companies, Technology Companies and other people or firms that provide professional services.